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Online Credit Card Processing

cardservicelogoborder.jpgTake money over the Internet. Click here to send an inquiry about our credit card processing services.

For secure transactions with minimal fuss, CINIVA is pleased to recommend Cardservice International online merchant solutions. Accept credit card payments on an e-commerce website designed and maintained by CINIVA. Now is the time to take advantage of the ever-increasing opportunities in online retail, and a shopping cart customized by CINIVA can help increase website traffic, awareness, and sales conversions.

With proven merchant capabilities offered by Cardservice, CINIVA can design a new website tailored to attract customers to your products. CLICK HERE NOW to contact CSI to quickly set up your own online merchant account.

  • Accept credit cards for item purchases, monetary donations, and other services
  • Accept signature debit cards and PIN-secured cards for purchases
  • Accept electronic checks, store credit, and gift cards for purchases
  • Safe transactions over secure lines
  • Encryption services protest against credit card fraud

Whether you are selling low-cost items like toys, clothing, or health and beauty aids, or even larger items like furniture and electronic appliances, CINIVA can tailor your ecommerce needs to best suit your website.


  • Increase business efficiency with a user-friendly shopping cart
  • More options for online payment increases online revenue
  • Data collection allows for continued customer service and promotions - new customers can become returning customers

An e-commerce website design by CINIVA Systems allows for versatility in online retail. We will customize your shopping carts, catalogs, and other promotional webpages to your business specifications, and adapt payment capability to your needs. Your website can accept any or all of the following:


  • American Express®
  • Diners Club®
  • Discover®
  • Mastercard®
  • TeleCheck®
  • Visa®
  • Any specialized gift card or debit card

Click here to send an inquiry about our credit card processing services.

Extend your reach with TeleCharge Services

If you have customers who prefer to offer credit information over the phone, you have the option of TeleChargeSM services. Customers call in their credit information while you deliver the product, and collect the payment!

Protection Against Credit Card Fraud and Loss

With CINIVA Systems and Cardservice online payment solutions, there is no need to worry about fraud and other issues regarding reconiliation of payments. CINIVA and Cardservice are aligned with LinkPoint® e-commerce payment services, through which fraud-risk ratings are delivered regularly to merchants. Each transaction made through a CINIVA website is protected and monitored, so that fraud is immediately spotted and reported, with provisions in place to assure merchants of safe, efficient online payment traffic.

Contact CINIVA today at 757.499.1990 to learn more about adding Cardservice International functionality to your website. Click here to send an inquiry via e-mail about our credit card processing services.

QUICK QUESTIONS AND ANSWERS ABOUT ONLINE PROCESSING


Why do I need a payment gateway service?

Secure online credit card processing is the accepted standard way to receive payments from customers purchasing your products or services. Your gateway service manages the process of validating the card used and forwarding payment to the bank account you designate. The service consists of a number of integrated components, including software, security/ fraud protection features, reporting capabilities, and support.

How long does it take for money to enter my account?

Two business days as a general rule. Once the card has been processed, your payment is assured and you can treat the transaction as 'paid.'

What about services like 'PayPal' - aren't those free?

PayPal does not charge a monthly fee and in some cases may be a good way to start out in online merchandising. But there are some drawbacks in using this type of service, including less control and flexibility over the process and more layers for the customer to deal with. With your own merchant account, the customer is dealing directly with you, not with a third-party payment service.

What if I need to proccess some credit cards myself, from phone or in-person orders?

CSI offers a 'virtual terminal' - an updated version of the familiar 'swipe box' that allows you to securely log-in to your account and enter cards directly into web page forms, obtain approval, and complete the transaction. But in most cases, as your online enterprise grows, you will want to rely on the automated real-time processing features that allow your store to operate 24x7, collect the money, and sent it to your account all in its own. You can just watch the receipts grow!

How do I get started quickly?

Simply click here to submit a simple inquiry form. A representative will contact you - in most cases you can be collecting money from Internet sales within only a few business days.



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